Dentist Finder San Diego

Sonya Capri Ramos and her children

A Salt Lake City woman who could lose her house over an unpaid dental bill has been granted another round in court to try to keep her house.

Sonya Capri Ramos bought her home for $51,000 in 1994 with a low-income homeowners loan from Salt Lake City. In 1995, Ramos was charged $68 for dental treatment for her daughter and failed to pay the bill. Collection agency North American Recovery sued her and Ramos did not contest the action.

The Salt Lake County sheriff’s department then was ordered to sell Ramos’ real estate to pay off the debt, which had reached $958 with interest and added fees. The house was sold at auction for $1,550 and transferred to Jarmaccc Properties LLC.

Ramos claims she did not know of the home sell until two years after the auction. During this time she continued to make mortgage payments.

Ramos paid $1,200 to Jarmaccc through a bankruptcy and sued in 3rd District Court for return of the house. She won that case in 2008, but the verdict was later overturned by the court because it claimed she should have filed her suit before 2002. The Utah Supreme Court overturned that ruling and sent the case back to the Appeals Court.

The court is currently waiting for more information regarding if Ramos had proper notice from the sheriff’s sale of the home and whether the sale price was “grossly inadequate.”